Skip to main content

Previ Home & Auto Insurance

How Previ helps members save on insurance through exclusive group pricing, which coverages are available, and how annual re-shopping works

Written by Luisa Sancho

What is Previ Insurance?

As part of your Previ membership, you have access to exclusive group pricing on insurance from nationally recognized carriers. Previ leverages the collective buying power of its member network to negotiate rates that aren't available to individual consumers — the same approach that saves members thousands on wireless service.

Members can save an average of $1,000+ per year on their insurance policies. Getting a quote is free, quick, and comes with no obligation.

How does it work?

Previ makes it easy to see if you can save on your current insurance. Here's the process:

  1. Log in to your Previ account at benefits.previ.com and select Insurance.

  2. Connect your current insurance by securely signing in to your existing carrier portal. Previ uses this information to understand your current coverage and pricing. For auto and home, this pulls your declarations page in about 30 seconds so you don't have to retype your policy details.

  3. Review your quotes. Previ compares rates from multiple national carriers and presents you with options that match or improve your current coverage — often at a lower price.

  4. Choose the best option. If you find a better deal, our team will help you make the switch. If not, there's no pressure and no obligation.

For coverages other than auto and home, you'll fill out a short intake form instead. Your progress saves as you go, so you can stop partway through and pick up where you left off.

Previ re-shops your rate every renewal

Thirty days before each policy renews, a licensed broker re-quotes your coverage across the carrier network and emails you the result. You don't have to remember to ask. If the new quote comes back higher than what you already pay, stay where you are.

What types of insurance does Previ offer?

Previ currently offers quotes and coverage for:

  • Auto insurance — Coverage for your vehicles, including liability, collision, comprehensive, uninsured/underinsured motorist, medical payments, towing, and rental reimbursement.

  • Home insurance (HO3) — Standard homeowners coverage.

  • Renters insurance (HO4) — Coverage for renters.

  • Condo insurance (HO6) — Coverage for condo owners.

  • Landlord insurance — Coverage for your property if you rent it out.

  • Umbrella — An added layer of coverage that sits on top of your auto and home policies.

  • Pet insurance — Plans for dogs and cats, covering accidents, illness, and routine wellness depending on the plan.

  • Specialty vehicles — RVs, ATVs and UTVs, motorcycles, and boats. We'll match you with a producer who handles specialty motor lines.

Which insurance carriers does Previ work with?

Previ partners with well-known national carriers to provide competitive quotes. Available carriers vary by state, but include names like Progressive, Travelers, Safeco, Allstate/National General, Foremost/Farmers, and MetLife. The carriers available to you will depend on your state and coverage type.

Which states are supported?

Previ Insurance is available in a growing number of states. Coverage is fullest in Utah, Arizona, Nevada, Colorado, and Idaho, where members have access to the widest selection of carriers.

We also offer more limited options (typically Progressive Auto and Safeco) in Texas, Georgia, Florida, New York, and Washington, and are actively working to expand carrier availability in those states.

The portal only shows states we can currently quote, so if yours isn't in a dropdown, that's why.

What information do I need to get a quote?

The easiest way is to connect your current insurance carrier account — Previ will pull your existing policy details automatically. If you prefer to enter information manually, you'll need details like:

  • Your address and contact information

  • Driver details (name, date of birth, driver's license number)

  • Vehicle information (VIN, year, make, model)

  • For home insurance: property details such as year built, construction type, and roof type

When does my new coverage start?

The effective date is set when you accept the policy, and you'll get written confirmation within minutes. There's no gap between accepting and being covered.

How is insurance billed?

Insurance premiums are paid to the carrier that writes your policy. They are not added to your Previ wireless bill. Your policy documents will tell you how and when that carrier collects.

Is my information safe?

Yes. Previ takes your data security seriously. When you connect your carrier account, your credentials are used only to retrieve your current policy information and are not stored afterward. Previ may securely share your submitted data with third-party partners (such as insurance carriers and licensed brokers) solely for the purpose of providing you with accurate and competitive quotes.

Does it cost anything to get a quote?

No. Getting an insurance quote through Previ is completely free and included as part of your Previ membership. There is no obligation to switch — it's simply a way to see if you can save.

I already have insurance. Can Previ still help?

Absolutely. Most members who use Previ Insurance already have existing coverage. The whole point is to compare your current rates against what Previ's group pricing can offer. Many members find they can get the same (or better) coverage for significantly less.

Because Previ acts as your broker rather than a carrier, we're not steering you toward one company's product. If your current rate is better than anything we find, keep it.

How do I get started or ask questions?

Log in at benefits.previ.com and select Insurance. If you have questions, reach out to Previ insurance at [email protected] or 801-823-4024 — we're happy to help.

Did this answer your question?